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Huge Signup Bonuses for Bank Accounts and Debit Cards

Updated: Oct 7, 2023

Note: The highest paying bonuses are for banks/apps that reward you for setting up direct deposit. If you can easily change where your job/disability payments go, this is the most lucrative. That section for the highest paying bonuses, for direct deposit, is at the end.


If anything is out of date, please contact this page.


The links are affiliate or referral links.



1️⃣ Just creating your account triggers a bonus

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🔵 Get $5 - $15 just for signing up with a referral link and setting up your wallet.

• Use our code $fabulousgregory56 when you join MoneyLion.

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Just depositing a small amount triggers the bonus


🔵 Get an easy $100 from this credit union just for getting approved and depositing $10.

Important! During signup, you will need to agree to join a parks and recreations club (with 1 click on a checkbox during signup).

ℹ️ Don't enter a promo code because you will get the bonus by using this referral link instead 👇

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🔵 Get an easy $25 bonus just for deposititing $10 within 5 days.

• Its a great company with many financial services, not just banking.

Message us here on our website or on our Facebook page for details.

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🔵 Get a $20 bonus for depositing only 1 cent into this popular investing and banking app.

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🔵 Some investment apps, like this one which requires only a 1 cent deposit, give nice signup bonuses, and can hold your money like a bank can. You probably won't be able to use them to make quick payments, but the signup bonuses are nice.

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🔵 Get $15 from this debit card that gives super high cash back on climate-friendly purchases.

epositing $10 and spending $1.

✓ Must deposit $10 and make a $1 purchase with the card.

✓ Comes with a virtual card so you can do it in all 1 sitting.

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🔵 Get a $5 bonus just for getting approved and depositing $1

• You can also use this app to buy and sell Bitcoin

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🔵 Get $20 for activating this debit card and depositing $40

• A card that gets money to you up to $200 before payday.

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🔵 Get up to $40 for signing up for signing up for this app and depositing$20.

• You must

1.) Go throug the link on this third-party site. Look for Albert in the offers section

2.) Deposit $20

ℹ️ The third party site gives another $5 bonus to new members for signing up with the link below.

⚠️ Don't get distracted by surveys on the site. They dont pay as well.⚠️




Just spending a small amount triggers the bonus

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🔵 Get a $10 - $15 bonus just for spending $1

• They give a virtual card, so you can add money to it with cashapp and spend the $1 right after.

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🔵 Get a $30 bonus for spending $20 with this cash back debit card

✓ The $20 must be spent with the debit card.

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🔵 Get $50 for spending $250

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🔵 G-pay app (similar to PayPal and CashApp)

• Bonus changes from time to time

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Sending someone money gets you a bonus


🔵 ✓ Get $5 Just for signing up with a referral link 👇 and sending someone $1

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Direct deposit triggers a bonus


(TIP: you can point your gig app payments to the account for direct deposit) 💲👇


🔵 Get a $200 Sign up bonus if you set up direct deposit (TIP: point your gig app payments to this checking account).

• Must continue direct deposits of $500/month to not pay monthly fee of $12 (EASY).

• You get paid quickly but the terms say you must keep the account open 6 months.

• Link here 👇

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🔵 Get up to a $250 bonus for setting up direct deposit.

• Also, just deposit $10 within 5 days and get a $25 bonus.

• The amount you get for direct deposit depends on the

• Sofi is a very popular investing and banking app

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🔵 Get $100 for direct deposit of $200.

• No monthly fees

• Chime is a very popular banking app

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🔵 Get a $100 - $150 bonus for setting up direct deposit if you receive multiple direct deposits over $500

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🔵 Get a $100 Sign up bonus if you buy something through this app and use direct deposit to pay for it.

• Buy now pay later with your direct deposit

• No credit check required

• If direct deposit is more than the cost if the item, you may withdraw the difference

• Link here 👇

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🔵 Get a $75 Sign up bonus if you set up direct deposit for your Spend account. Minimum direct deposits apply. See terms.

• Acorns is a popular app for investing and saving, but they also have a Spend account, which is similar to a PayPal or CashApp balance

• They will also put $5 into your invest account

• Link here 👇

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